Why you Need Renters insurance?
Protect your belongings and Protect the assets you’ve worked so hard for!
* Personal Property - Renters insurance provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren't worth a lot but those items all add up.
* Personal Liability - In the event someone is injured on your property or you damage property that belongs to others, you could be held legally liable for the injury or damage. The renters policy provides personal liability coverage to financially protect you should this ever occur.
How much Renters Insurance do you need?
Use our Home Inventory checklist to list all your possessions, when you bought them and the price paid for them. Review the list with us to decide the coverage amount you need.
Why do I need homeowners insurance?
Protect your Home, Protect your belongings, and Protect the assets you’ve worked so hard for!
* Dwellings and other structures - For most of us, our home is the single, largest investment we will make. Homeowners insurance provides coverages for damage to your home and other structures on your property such as a shed or detached garage.
* Personal Property - Homeowners insurance also provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren't worth a lot but those items all add up.
* Personal Liability - Finally, in the event someone is injured on your property or you damage property that belongs to others, you could be held legally liable for the injury or damage. A homeowner policy provides liability and personal property insurance to financially protect you should this ever occur.
Why do you need Condominium/Townhouse insurance?
Protect your home, Protect your belongings and Protect the assets you’ve worked so hard for!
* Dwellings and other structures - For townhouse owners, your townhouse and separate structures are covered for almost any type of damages except for a few common exclusions, such as wear and tear, earth movement, flood, nuclear hazard and earthquake.
* Dwelling Improvements, Alterations, and Additions - For Condominiuim owners, you are covered for accidental damage to improvements you make in your unit for which your association's policy does not provide coverage, subject to your condo insurance policy limits.
* Personal Property - Condominum insurance provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren't worth a lot but those items all add up.
* Loss assessment - You'll receive up to $1,500 for assessments arising from covered damage. This can be used to pay for your share of property damage or injury awards for which your association's policy does not provide coverage. Typically, up to $50,000 is available, but this may vary depending on your policy.
* Personal Liability - In the event someone is injured on your property or you damage property that belongs to others, you could be held legally liable for the injury or damage. The condominium policy provides personal liability coverage to financially protect you should this ever occur.
Contact The Porche Insurance Agency to review your insurance needs and make the most of your policy.