The Porche Insurance Agency has homeowners insurance coverage to protect you, your home, and your belongings when you need it most.
To Protect Your Home
What kind of insurance policy do I need? That depends, are you renting, or buying a house, condo, or townhouse? Click here for more information.
Additional Living Expense
If your home is damaged and becomes uninhabitable, you may need to temporarily live somewhere else while your home is being repaired. It is important that your Homeowners policy will pay you for increases in living expenses (housing, food, etc.) incurred while your home is being repaired as a result of a covered loss.
Personal Property
When considering your policy with us we'll help you ensure it covers your on-premises personal property (household contents, personal belongings, etc). In addition we'll help ensure your personal property is also protected anywhere in the world, for example, if your clothes are stolen while on vacation, that you're covered. Typically there are special policy limits for your jewelry, watches, furs, silverware, firearms, computers and rugs or carpets made outside the U.S. Contact us for a more complete list of coverages.
Be sure and use our Home Inventory Checklist, download a copy here. Fill it in and fax or email it back to us. We'll keep it in your file to help you identify all your possessions in the event that they become damaged or are stolen.
Personal Liability
Most Homeowners policies pay for bodily injury to other people, for which you are legally responsible, that result from unintentional acts by you or a qualified family member. Your policy should also provide coverage for damage to others, again, if you are legally liable. With some exceptions this coverage applies anywhere in the world. Find out more about liability coverage by contacting us.
Optional Coverage
There are many other optional coverages that are not part of your homeowners policy by default. They can be added to provide coverage above what your homeowners policy typically provides. Some examples are:
* Scheduled Personal Property (jewelry, silverware, fine arts, etc.)
* Personal Umbrella Coverage
For more information about Additional Coverages call or email us.